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Based on a minimum credit score of 740 and subject to Wayne Bank’s credit policy. A $250,000 loan with an Annual Percentage Rate of 4.574% would cost $1,635.63 per month for 240 months (maximum term) with a 10% down payment and auto draft from a Wayne Bank checking account. Calculation is based on primary residence and 9 month draw. Rate is accurate as of 04/10/2014 and is subject to change without notice. Some restrictions apply. Minimum and maximum amounts may apply. Other rates and terms are available. Additional fees and closing costs such as Private Mortgage Insurance or NY properties requiring a mortgage tax fee may be required. Ask for details.